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Personal Finance Ledger & Budgets

A clean, private ledger for money in and money out. Set monthly limits per category and watch the balance update instantly.

Income & expense ledgerMonthly category budgetsSpending progress barsNo bank linking

Ledger without the data harvesting

Most finance apps sell your transaction data. Daybook stores every entry locally — your spending history is yours alone.

Budgets that warn you

Set a monthly limit per category. Progress bars turn amber then red as you approach and exceed the limit.

Plain and readable

No categories you will never use. Housing, groceries, transport, utilities, health, debt, savings and income — that is it.

Common questions

Does it connect to my bank?

No. Everything is manual entry and stored locally. That is the privacy trade-off — and it is deliberate.

Can I track in currencies other than ZAR?

The current build displays South African Rand. Multi-currency support is on the roadmap.

Is my financial data encrypted?

Transactions are stored in your device. The journal and document vault use strong encryption; finances follow the same no-server promise.

Open this tool in the app →